About Western Equipment Finance
Financing options built for your success.
Fast, Flexible Financing
You have a business to run, and we’re here to make sure financing doesn’t slow you down. At Western Equipment Finance, we’re more than just a lender. We’re your partner in getting the equipment you need, when you need it—without the hassle.
Western Equipment Finance makes it easy to get the equipment you need to keep your business moving. We offer fast approvals, flexible terms, and a hassle-free process across more than a dozen industries. Whether you need a single machine or a full fleet, we’ll find a financing solution that works for you.
Committed to Our Values
Our values guide everything we do, from how we work with customers to how we support each other as a team.
• Respect everyone
• Be curious and creative
• Listening is learning
• Do more than expected
• Communicate openly and often
• Improve someone's life
• Be a team player
• If something's wrong, make it right
A Financial Partner You Can Trust
Our headquarters are in Devils Lake, ND, with an additional office in Marshall, MN. As a division of Western State Bank, we’re backed by a financial institution with a strong presence in North Dakota and Arizona.
Active in Our Communities
We believe in giving back to the communities where we live and work. From supporting United Way to volunteering with local organizations, our team members are committed to making a difference. Every year, team members use paid time off to volunteer for causes they care about—because when our communities thrive, we all win.
Leadership That Puts You First
Hassle-free financing begins with effective leadership. At Western Equipment Finance, our leadership team brings decades of experience, industry knowledge, and a customer-first mindset to everything we do.
The Western State Bank Board of Directors consists of Ray Horne, Brian Houkom, Gary Lochow, Todd Heilman, Brad Jacobson, Brett Johnston, Steve Daley, Laurie Bakke, Andy Strand, and Chad Palmer.
The Western Advantage
Receive time-tested service backed by a strong financial foundation.
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Founded in 1902
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More than $2 billion in assets
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Five-Star Superior Rating by Bauer Financial